Copycat Chili’s Loaded Baked Potato Soup for the Ultimate Cozy Night In

When it comes to soul-warming, ultra-comforting meals, nothing hits the spot quite like Copycat Chili’s Loaded Baked Potato Soup. Creamy, rich, and packed with flavor, this hearty soup delivers all the indulgence of your favorite restaurant version—but in your own kitchen. Whether you’re serving it up for a cozy family dinner, looking for the best potluck soups to impress a crowd, or just want a satisfying bowl of creamy potato bliss, this recipe checks every box.

With tender chunks of potato, savory cheese, crispy toppings, and a velvety base, this soup is a warm hug in a bowl. The best part? You don’t need a culinary degree to make it. This recipe is approachable, budget-friendly, and easy to adapt, whether you’re cooking for two or twenty.

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Why You’ll Love This Copycat Potato Soup Recipe

There are plenty of reasons this recipe has become a fan favorite. First and foremost, it captures the iconic flavor of the original Chili’s version. That signature creamy texture and the balance between smoky, salty, and cheesy is perfectly replicated here.

It’s also incredibly customizable. Whether you’re after potato bacon cheddar soup vibes, a heartier soup for party settings, or a weeknight dinner that satisfies every member of the family, this recipe delivers.

Even better, it reheats well, making it a fantastic meal prep option. Plus, it’s naturally gluten-free, uses real ingredients, and can be adapted for the Instant Pot or slow cooker if you prefer a hands-off version.

Ingredients for Copycat Chili’s Loaded Baked Potato Soup

Here’s everything you’ll need to recreate this creamy, cheesy, baked potato soup:

• 4 large russet potatoes, baked and peeled
• 1 medium onion, finely diced
• 2 cloves garlic, minced
• ⅓ cup all-purpose flour
• 4 cups chicken broth
• 2 cups milk
• 1 cup heavy cream
• 1 ½ cups shredded sharp cheddar cheese
• ½ cup sour cream
• Salt and pepper, to taste
• 1 tsp garlic powder
• ½ tsp smoked paprika
• ½ tsp dried thyme
• 6 slices cooked bacon, crumbled (optional topping)
• ½ cup chopped green onions (for garnish)
• Extra shredded cheddar, for topping

This list delivers rich, savory flavor, and every ingredient plays a part in creating the creamy depth that makes this soup so popular.

Kitchen Tools You’ll Need

You don’t need fancy equipment to whip up this soup, but having the right tools makes everything easier:

• Large soup pot or Dutch oven
• Potato masher or immersion blender
• Whisk
• Cutting board and knife
• Ladle
• Measuring cups and spoons
• Wooden spoon or silicone spatula

For those using an Instant Pot or slow cooker, make sure to adjust steps accordingly for pressure or low-and-slow cooking.

Step-by-Step Instructions for Loaded Baked Potato Soup

Step 1: Bake the Potatoes

Preheat your oven to 400°F (200°C). Scrub and prick the potatoes, then bake for about 50–60 minutes or until fork-tender. Allow them to cool, then peel and roughly mash. For a chunkier soup, leave some small pieces intact.

Step 2: Sauté the Aromatics

In a large pot or Dutch oven, melt a bit of butter over medium heat. Add the diced onion and cook for 5–7 minutes until translucent and slightly golden. Add minced garlic and cook for another minute until fragrant.

Step 3: Make the Roux

Sprinkle the flour over the onions and stir constantly for 1–2 minutes to cook out the raw flour taste. This creates a roux, the base that will thicken your soup.

Step 4: Add the Liquids and Seasonings

Slowly whisk in the chicken broth, making sure there are no lumps. Stir in the milk, heavy cream, garlic powder, paprika, thyme, salt, and pepper. Bring the mixture to a gentle simmer and let it cook for about 10 minutes to slightly thicken.

Step 5: Add Potatoes and Cheese

Add the mashed potatoes to the pot and stir well to combine. Mix in the shredded cheddar cheese until melted and smooth. Then, stir in the sour cream for that extra creamy finish. Let everything simmer for another 5–10 minutes on low heat.

Step 6: Serve and Top

Ladle into bowls and top with crumbled bacon, extra cheese, green onions, or any of your favorite baked potato toppings. Serve warm and enjoy every spoonful.

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Tips for the Creamiest Rustic Potato Soup

• Use starchy potatoes like russets, which break down nicely and create a velvety base.
• Don’t over-blend if you want a rustic texture. A potato masher gives the best balance of creamy and chunky.
• Add the cheese gradually, stirring well to avoid clumps.
• Simmer gently, not boil, to keep the dairy from separating.
• Sour cream should be added off-heat to maintain its smooth consistency.

These tips help elevate your soup without complicating the process.

Tasty Variations and Add-Ins for Baked Potatoes Soup

One of the best things about this recipe is how customizable it is. You can easily adapt it to suit your needs or preferences:

• Make it vegetarian by swapping chicken broth for vegetable broth and skipping the bacon.
• Use an Instant Pot for a quick and hands-off version of Loaded Baked Potato Soup Instant Pot style.
• Add shredded rotisserie chicken for extra protein.
• Stir in frozen corn or peas for added texture and flavor.
• Use different cheeses like smoked gouda or pepper jack for a spicy twist.
• Top with crushed crackers or croutons for added crunch.

No matter how you mix it up, the base remains comforting and crowd-pleasing.

How to Store, Reheat, or Freeze the Soup

This soup stores and reheats beautifully, making it perfect for meal prep or leftovers.

To store: Let the soup cool completely, then transfer to airtight containers. It will last in the fridge for up to 4 days.

To reheat: Warm on the stovetop over low heat, stirring occasionally. Add a splash of milk or broth if the soup has thickened too much.

To freeze: Although dairy-based soups can separate slightly when frozen, this one holds up well. Let it cool, portion into freezer-safe containers, and freeze for up to 2 months. Thaw in the fridge overnight and reheat gently.

Perfect Pairings and Baked Potato Dinner Ideas

Wondering what to serve with your loaded baked potato soup? Try pairing it with:

• Crispy grilled cheese sandwiches
• Buttery dinner rolls or cheddar biscuits
• A crisp green salad with vinaigrette
• Steamed broccoli or roasted vegetables
• Lemon iced tea or sparkling water with citrus

If you’re planning a baked potato dinner idea night, serve this soup with a baked potato bar featuring fun toppings like broccoli, shredded chicken, chives, sour cream, and more. It’s a cozy and creative way to serve a complete meal.

Common Mistakes to Avoid When Making Potato Soup

• Using the wrong potatoes: Waxy potatoes don’t break down as well. Stick to russets.
• Boiling after adding dairy: This can cause the soup to separate or curdle. Keep it at a low simmer.
• Not seasoning enough: Potatoes need plenty of seasoning. Taste and adjust as needed.
• Adding cheese too fast: Dumping it all in at once can lead to clumps. Stir slowly and patiently.
• Over-thickening: If the soup gets too thick, add a splash of milk or broth to loosen it.

Avoiding these mistakes ensures your soup is creamy, flavorful, and flawless every time.

How to Make It for a Crowd or Party

If you’re serving this at a potluck or party, scale the recipe up and keep it warm in a slow cooker or Instant Pot on “keep warm” mode. Provide small bowls or mugs for guests and set up a toppings bar with shredded cheese, bacon bits, chives, sour cream, and hot sauce.

This makes an excellent soup for party settings, and it’s just as impressive as it is comforting.

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Frequently Asked Questions About Loaded Potato Soup

Can I make this ahead of time?
Yes! Make the soup a day in advance, refrigerate, and reheat gently on the stove before serving.

Can I leave the skins on the potatoes?
You can, especially if you love a more rustic texture. Just scrub well before baking.

What’s the best cheese for this soup?
Sharp cheddar melts well and delivers bold flavor, but feel free to experiment with other cheeses.

How do I make it thinner or thicker?
Add more milk or broth to thin, or simmer longer to reduce and thicken.

Conclusion

This Copycat Chili’s Loaded Baked Potato Soup is everything you want in a bowl of comfort. Creamy, cheesy, filling, and completely satisfying—it’s a homemade version of a restaurant classic that delivers every single time. Whether you’re making it for a quiet night in, a crowd-pleasing potluck, or just to stock your fridge with leftovers, this recipe will quickly become a favorite in your kitchen.

Give it a try and see why it tops the list of best potluck soups. And if you loved it, don’t forget to share this recipe with friends and family, and subscribe to our blog for more cozy, comforting soup recipes just like this one.

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